We go that extra mile in understanding the need of a customer to suggest an apt product for the loan not to be a burden on the borrower.

We offer complete loan solutions from home loan to personal loan, car loan, project loan, used car loan, business loan and loan against property.

We work with almost all of India’s top loan providers to find you the best deals. We follow up with you and take down your requirements and preferences and give you multiple options offered by various lenders. Effectively, you maximize your chances of getting the best deal possible without running from pillar to post.

This service is free of cost.

We will try to resolve your complaint fairly and as quickly as possible. You can give us a quick call at +91-9990908359or email us at [email protected] for speedy resolution.

Home loan gets sanctioned within 2 weeks of documents submission and successful verification.

Yes. Out of all the other loans, home loans are a great tool to avail tax benefit. This is offered to both the interest and principal components of home finance. Under section 24(1) interest repayment of Rs.1, 50,000 is eligible for exemption from tax while on the same housing loan a principal amount of Rs.1,00,000 is eligible.

Choosing a lender is the foremost important thing to be kept in mind while deciding for a loan. Cheap Interest Rates should never be the only criteria considered. There are various factors to be well thought of like the tenure of the loan, its repayment amount etc.

We recommend floating rate loans over fixed rate ones. The core reason behind this is that we expect rates to trend down over coming months. Secondly, floating rate loans come with nil prepayment charges which are not possible with fixed rate loans.

Fixed rate loans may be advisable in a situation where you feel that your monthly cash flows (after paying off EMIs and other expenses) cannot take any additional burden/ unpredictable increases on account of interest rate rise. Fixed Rate loans, however come with a higher rate of interest than floating rate loans and typically carry a pre-payment penalty charge.

“How fixed is the so-called fixed rate?” is a different catch

A fixed rate is seldom fully fixed. Many of the banks offer fixed rate for the initial period and later convert them into floating ones. Though the total loan tenure might be of 30 years, fixed rate period may vary from 1-10 years. Many customers have often complained that they see a sharp increase in interest rate when the loan converts from fixed rate to floating rate. Always check first the applicable rate after the fixed rate period ends.

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